Create a List of Expenses

Where Oh Where Has my Money Gone?

On what items do you spend money during the Christmas season?  At Christmas, it is often not the big items that drain our money resources but rather the “little things” that we do not think about when planning our budget for the holiday season.   To think about all those little purchase, as well as the big ones, make a list of all the things you can think of that you spend money on at Christmas.  You can also use the spending ledger form that is included in the Christmas Organizing 2019 forms.