Consider having themes for your gift giving to help streamline gifts and help your budget. Create a theme around a central gift or idea for each person and ask others to help also. This could be going in on one
Budget Stretchers
Take a sheet of paper and on the top write “Budget Stretchers” and on the sheet write down different ideas you come across that can help you stretch your Christmas money. For example, write decorating and then beside it put
Create Savings Packets
Christmas Saving Packets will be where you put your other ½ of savings each month. The packets will keep this part of your money accessible to you throughout the year. The packets are envelopes to place your money into and
Christmas Savings
Having a Christmas savings account and a Christmas change jar are two strategies for saving money for Christmas. A Christmas Savings Account is an easy way to save money for the holiday season, using a Christmas Club account or regular
Create Ledger Sheets
Create a Christmas Organizing Ledger sheet for each area that you plan on spending money for this Christmas. Think about all the different places you spend money during the holiday season. If you have the Christmas Organizing forms, you will
Cost of Mailing Cards
Take into consideration the cost of mailing your Christmas cards. There are several things that can cause your postage to be more than you were planning: size, weight, and thickness. Did you know that if your card is not in
Christmas Card Questions
The stress of sending cards can be reduced if you take a few minutes to think about the little details involved in sending Christmas cards. Ask yourself the following questions: 1. Do you even like to send Christmas cards? If
Create a List of Expenses
Where Oh Where Has my Money Gone? On what items do you spend money during the Christmas season? At Christmas, it is often not the big items that drain our money resources but rather the “little things” that we do
Notebook Challenge: Assign Different Colors
Use a multicolor pen or colored pencils and assign different colors for different people in your family for your calendar. If you use an online calendar, make each person a category and assign that category a color. One of the
Notebook Challenge: Combine Your Calendars
Do you have an online calendar for daily use? Make sure you combine your written Christmas calendar from your Christmas Organizing Notebook with your online calendar so you can see the BIG picture. If you have the ability with your